Jobs in Bayonne, New Jersey | December 2024 Opportunities

Do you want your voice heard and your actions to count?Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s 10 largest financial institutions according to S & P Global. Across the globe, we’re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.:Overall Purpose of Job:Primary support for evaluating and underwriting Direct Loans and other credit exposures to Private Equity owned non-investment grade borrowers ranging in size from middle market to large corporate within the Sponsor Finance & Direct Lending business unit. Associates will also provide support for the Originations (Financial Sponsor coverage), Syndications, Monitoring and Sponsor portfolio company Relationship Management functions by assignment within the business unit.Associates will be a corporate finance professional, supporting Sponsor Finance & Direct Lending including non-investment grade transaction origination and credit analysis efforts. Critical functions include assessing risk factors associated with each credit and determining the appropriate risk ratings based on established policies and guidelines. Responsibilities will include active credit management and monitoring for potential upgrades, downgrades or general credit deterioration with the goal of maximizing the bank’s net income while minimizing credit costs.Responsibilities:Support the credit analysis and management of the Sponsor/Direct Lending business unitPerform due diligence on new transactions as well as regularly scheduled evaluation of the existing loan portfolioProvide support for evaluating, structuring and negotiating terms and credit agreements with Sponsor clientsSupport the preparation of detailed credit analyses and required credit applications in accordance with internal policies and regulatory guidance, including the evaluation of company-specific, industry, and regulatory risks; and company historical operating performance, projected operating performance and capital structure.Modeling skills required for both the credit application process and quarterly review presentations.Provide support for coverage team’s idea generation and pitch books for Sponsor clients and potential clients and attend client meetings as requiredProvide support for the syndication strategy, including lender presentations and liaison with participant lenders, including banks and private credit firmsResponsible for the coordination and communication of account information across various constituencies throughout the organization.Generalist coverage responsibilities including the need to understand current relevant industry conditions in assigned portfolio utilizing internal and external sources.Oversight of facility closing procedures including both operations and documentation.Advanced Client Solutions:Work within deal team environment (with GRM, Corporate Advisory, Capital Markets, and Syndications) supporting the development and analysis of financing structures/strategies, including leveraged capital markets and other product areas.Support credit analysis for structured credit transactions (derivatives transactions, margin lending, receivable securitizations, supply chain finance).Understand and maintain knowledge of industries represented in portfolio, including technical aspects and regulatory issues.Participate in client and bank meetings as necessary.Policy and Transaction Responsibilities:Support the communication with the credit approval division including final hold level strategies to ensure alignment of risk strategy and policy.Evaluate and establish appropriate ratings for transactions and correlate appropriate exposure level with regard to exposure on both a transaction and group level.Ensure compliance with policy and regulatory requirements.Requirements:Bachelor’s degree, CFA candidacy is a plus.3+ year of work experience in financial institutions or equivalent credit risk related function analyzing corporate customersKnowledge of accounting and corporate financeStrong written, verbal, and interpersonal skillsStrong financial modeling skillsGood computer skills in Microsoft Word, Power Point, and Excel.Able to work independently and under pressure.The typical base pay range for this role is between $145k-$185k depending on job-related knowledge, skills, experience and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below.MUFG Benefits SummaryWe will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance, (ii) the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance, (iii) the Los Angeles County Fair Chance Ordinance, and (iv) the California Fair Chance Act) to the extent that (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act, and (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA). The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any.The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual’s associates or relatives that is protected under applicable federal, state, or local law.

Job Type: Full-TimeLocations and Pay:OTR (Over the Road): Competitive pay rates, earn 1 day off for every week out, covering extensive routes across multiple states.Dedicated Conagra - Darien, WI: $250/day, dedicated routes within 75 miles of Darien, WI.Dedicated Conagra - Indianapolis, IN & Chicago, IL: $250/day, frequent home time through house often, serving areas within 75 miles of Indianapolis and Chicago.Colorado Regional: Earn $1250-$1350/week, regional routes covering CO, WY, UT, NE, KS.Benefits:Competitive Pay RatesBrand New Trucks Are Here! 2022 or Newer ModelsIn Person or Virtual Orientation99% No Touch FreightHigh Refrigerated Freight Volume – Run 2600-3000 mi/weekEarn 1 Day Off For Every Week OutFull Health Benefits – Medical, Dental, Vision, LifePet & Rider PolicyNeed A Second Chance in Trucking? Call Us To DiscussJob Requirements:Valid & Current Class-A CDL LicenseMinimum age of 21 yearsAt least 6 months Over-The-Road Tractor-Trailer experience within the last 3 yearsGood MVRNo DWI/DUI in the last 3 yearsAbout the Positions:OTR (Over the Road) Nationwide Reach, Exceptional EarningsAs an OTR driver with Navajo Express, you'll cover significant miles across the U.S., ensuring timely delivery of refrigerated goods. Enjoy competitive pay, new equipment, and comprehensive benefits, while achieving a work-life balance with our structured time-off program.Conagra - Darien, WI Dedicated Regional RoutesFocus on dedicated routes near Darien, WI, with a stable day rate of $250. Benefit from predictable schedules and newer truck models, minimizing downtime and maximizing your efficiency on familiar paths.Conagra - Indianapolis, IN & Chicago, ILConsistent Routes, Frequent Home TimeSpecialize in dedicated routes around Indianapolis and Chicago, earning a daily rate of $250. Enjoy the balance of structured routes with the flexibility of frequent home time, ensuring you spend more time where it counts.Colorado RegionalRegional Routes, Weekly High EarningsDrive within a regional area encompassing CO, WY, UT, NE, and KS, earning between $1250-$1350 weekly. With newer trucks and a focus on regional travel, maximize your home time without sacrificing your earning potential.Navajo Express, a top choice for drivers, prioritizes your home time and respect, with over 40 years of excellence in the transportation industry.